Local law sets account access
The legal position for peachexch begins with where you are, the law that applies to you, and whether access is allowed at that place. We may ask for identity, payment ownership or location details when a wallet action, account change or support request needs legal verification.
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UPI, Paytm and PhonePe references help us match wallet entries to your account record; they are not used to change the legal status of a payment after it is processed. If a region, court order, bank rule or risk check restricts access, we may pause account
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functions while we assess the record. Our terms also explain how disputes, account closure, data requests and cookie choices are handled, with contact routes kept in writing for audit purposes.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.